Hard inquiry if already pre-approved?

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Help Needed

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Hi there, I have a savings, checking and the Quicksilver with Cap1. I’ve been banking with them for 4 years and I have a 770 credit score. I received a pre approval for the Savorone and decided to go for it. However I checked my score today and it went down 6 points plus I got dinged a hard inquiry. I thought the whole purpose of the pre approval was for there not to be a hard inquiry? There are other cards I wanted to apply for not at Cap1 so now I feel I can’t apply because of the hard inquiry. Any help would be great. Thanks!

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SoftSoles02

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Posted: 1 year ago
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