Going off my discover dashboard:

• Credit score 842
• Accounts: 10 (not sure what these are)
• Length of credit: 21 years
• Inquiries: 0
• Revolving utilization: 1%
• Missed payments: 0

Edit: I just pulled my free equifax to make sure my credit wasn't frozen and in my "account type total" it shows 5 open accounts, 3 with a balance and monthly payment amount $3200

Maybe 16 months ago I was denied for a fucking Costco credit card and I just got denied for a venture X.

I only have a discover (usually $100-1000 balance but currently $0 balance) and an amex ($0 balance) maybe a second amex I can't remember if I cancelled (would also be $0 balance)

I have two mortgages in my name, I put $0 rent one time as my partner covers it. I even tried $250 on one app just so it wasn't zero. One mortgage is more than covered by tenants the other my partner pays.

I put in $50k income I believe and also tried $175k out of frustration once.

Does it ping my taxes or anything? I don't know how my taxes show shit as I'm in a cash based industry.

I got approved for a car loan last year just fine thru my credit union which I payed off real quick. Other than that my mortgage app went through great 2-3 years ago. I'm fucking stumped.