Quick Overview:

Current Card: Discover It Chrome Card (>6 months) FICO score: 670 Monthly income: $2,200

I am 21 year old student and am looking to get a second credit card. I currently have a Discover It Chrome card that I’ve had for over 6 months with only 15% utilization the whole time. I have a few monthly reoccurring expenses like my gym, phone storage, and Spotify on that card. Now that I’ve gotten my credit score up to 670 I’m looking for a card with better benefits, preferably no annual fee, a higher credit limit, and a signup bonus would be a huge plus. Options I’ve looked into are Capital One Quicksilver One and Platinum, and since I have a HYSA with Sofi their credit card as well. Literally any and all advice is very appreciated! I just started investing and started a 401k so this is the next step in my financial journey :)

Edit: Went with Capital One Savor One and it’s going amazing. My credit is continuing to get better and the benefits have been great especially the Capital One shopping app!