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When does rewards maximization become a pointless obsession?
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I have a pretty extensive lineup of cards that at this point gets me 5% or more in every major category with no annual fee, yet I keep feeling the need to optimize just a tiny bit more.
For example, getting another Citi card to increase my custom cash redemption rate from 5% to 5.5%.
Then I realize that extra 0.5% amounts to $30 a year at best, and feel stupid for even putting thought into that.
Anyone else lose sight of the forest because of the trees like this?
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