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Looking to add a new CC to my wallet
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CREDIT PROFILE

  • Current credit cards you are the primary account holder of: * ** Capital One Platinum $2751 limit 12/2018 (originally was secured card for $49 but gave $50 deposit which gave $201 limit but got deposit back 12/2019 and limit has increased) ***
  • Capital One SavorOne Rewards $8750 limit 04/2022 * **
  • Paypal Line of Credit by Synchrony $3150 limit 06/2019 idk if this is considered a CC * **
  • Google Store Card by Synchrony (I buy pixel phones from the google store) $3200 limit 11/2022 also idk if this counts as a real CC * **
  • FICO Scores with source - Exp8 714 TU EQ only have vantage, will pay to see fico soon * **
  • Oldest credit card account age with you as primary name on the account: Capital One Platinum 4 years, 3 months * **
  • Number of personal credit cards approved for in the past 6 months: 1 if the Google financing is considered a CC * **
  • Number of personal credit cards approved for in the past 12 months: 1, the SavorOne card Apr 03 2022 * **
  • Number of personal credit cards approved for in the past 24 months: 0 * **
  • Annual income $45,575 * **
  • OK with category-specific cards?: YES * **
  • OK with rotating category cards?: YES * **
  • Estimate average monthly spend in the categories below. Only include what you can pay by credit card. * **
  • Dining $90
  • Groceries $30 (non target walmart etc)
  • Target $90
  • Walmart $30
  • Gas $90
  • Travel - approx $50/ mo ($600 a year) (go to Nashville to see family abt 3x a year, roundtrips are ab $200)
  • Train to Penn station ~ $9.50/mo * ***
  • looking to travel more though and July of 2023 will be flying to london! Which puts me outside my normal travel spending * ***
  • car rentals approx $33.33/mo ($400 a year) * **
  • Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No, only on vacations outside U.S * **
  • Any other categories (examples: phone/internet, insurance) or stores (example: Amazon) with significant, regular credit card spend (the more you specify, the better): * **
  • cell phone US Mobile $9.01 (standard $25 for my line but they discount my line to offset the cost of Spotify Family) *
  • spotify family $14.99 *
  • Geico Car insurance $220 *
  • YouTube TV $64.99 *
  • Starbucks $145 *
  • UberEATS pass $9.99 currently receive a statement credit from Capital One on this *
  • hulu w/Showtime add-on $12.99 *
  • peacock $5.99 *
  • Paramount $9.99 * * **
  • Any other significant, regular credit card spend you didn't include above?: Small businesses, shopping, going out with friends ~ $70 *** MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply) * **
  • SiriusXM platinum $23.99
  • AT&T Vehicle hotspot $25
  • NissanConnect Services $14.11
  • Current member of Amazon Prime?: Yes! With monthly discount for having Medicaid!! $6.99/month **
  • AAA Northeast $11.63/mo *
  • Avira Antivirus $7.49/month *
  • NordVPN $11.99/mo *
  • GOOGLE ONE 2TB $9.99/mo *
  • Current member of Costco or Sam's Club- I use my boyfriend's costco membership if that affects any results * **
  • Currently paying $13.99/month or more for Disney Bundle (Disney / Hulu / EPSN ) or other Hulu services?
  • Yes, Hulu Ads with Showtime $12.99 (listed above) * **
  • Current member of Chase, US Bank or any other big bank?: Yes! Capital One


    PURPOSE

  • What's the purpose of your next card (choose ONE)?: Travel Rewards(unless y'all recommend a different category, I'm easy)


  • If you answered "travel rewards", do you have a preferred airline and/or hotel chain?

  • Open-minded usually lean towards American Airlines and Delta Airlines, no hotel preferences


  • Do you have any cards you've been looking at? **

  • Not particularly, someone home recommended the discover miles but it looks plain jane

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Profile updated: 4 days ago
Posts updated: 1 month ago

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Posted
1 year ago