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CREDIT PROFILE
- Current credit cards you are the primary account holder of: * ** Capital One Platinum $2751 limit 12/2018 (originally was secured card for $49 but gave $50 deposit which gave $201 limit but got deposit back 12/2019 and limit has increased) ***
- Capital One SavorOne Rewards $8750 limit 04/2022 * **
- Paypal Line of Credit by Synchrony $3150 limit 06/2019 idk if this is considered a CC * **
- Google Store Card by Synchrony (I buy pixel phones from the google store) $3200 limit 11/2022 also idk if this counts as a real CC * **
- FICO Scores with source - Exp8 714 TU EQ only have vantage, will pay to see fico soon * **
- Oldest credit card account age with you as primary name on the account: Capital One Platinum 4 years, 3 months * **
- Number of personal credit cards approved for in the past 6 months: 1 if the Google financing is considered a CC * **
- Number of personal credit cards approved for in the past 12 months: 1, the SavorOne card Apr 03 2022 * **
- Number of personal credit cards approved for in the past 24 months: 0 * **
- Annual income $45,575 * **
- OK with category-specific cards?: YES * **
- OK with rotating category cards?: YES * **
- Estimate average monthly spend in the categories below. Only include what you can pay by credit card. * **
- Dining $90
- Groceries $30 (non target walmart etc)
- Target $90
- Walmart $30
- Gas $90
- Travel - approx $50/ mo ($600 a year) (go to Nashville to see family abt 3x a year, roundtrips are ab $200)
- Train to Penn station ~ $9.50/mo * ***
- looking to travel more though and July of 2023 will be flying to london! Which puts me outside my normal travel spending * ***
- car rentals approx $33.33/mo ($400 a year) * **
- Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No, only on vacations outside U.S * **
- Any other categories (examples: phone/internet, insurance) or stores (example: Amazon) with significant, regular credit card spend (the more you specify, the better): * **
- cell phone US Mobile $9.01 (standard $25 for my line but they discount my line to offset the cost of Spotify Family) *
- spotify family $14.99 *
- Geico Car insurance $220 *
- YouTube TV $64.99 *
- Starbucks $145 *
- UberEATS pass $9.99 currently receive a statement credit from Capital One on this *
- hulu w/Showtime add-on $12.99 *
- peacock $5.99 *
- Paramount $9.99 * * **
- Any other significant, regular credit card spend you didn't include above?: Small businesses, shopping, going out with friends ~ $70 *** MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply) * **
- SiriusXM platinum $23.99
- AT&T Vehicle hotspot $25
- NissanConnect Services $14.11
- Current member of Amazon Prime?: Yes! With monthly discount for having Medicaid!! $6.99/month **
- AAA Northeast $11.63/mo *
- Avira Antivirus $7.49/month *
- NordVPN $11.99/mo *
- GOOGLE ONE 2TB $9.99/mo *
- Current member of Costco or Sam's Club- I use my boyfriend's costco membership if that affects any results * **
- Currently paying $13.99/month or more for Disney Bundle (Disney / Hulu / EPSN ) or other Hulu services?
- Yes, Hulu Ads with Showtime $12.99 (listed above) * **
Current member of Chase, US Bank or any other big bank?: Yes! Capital One
PURPOSE
What's the purpose of your next card (choose ONE)?: Travel Rewards(unless y'all recommend a different category, I'm easy)
If you answered "travel rewards", do you have a preferred airline and/or hotel chain?
Open-minded usually lean towards American Airlines and Delta Airlines, no hotel preferences
Do you have any cards you've been looking at? **
Not particularly, someone home recommended the discover miles but it looks plain jane
Subreddit
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- 1 year ago
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