I got approved for Amex BCP

19M 726 fico (pre application of coarse) 8 month avg age(student loans killed that from where it was) And now 6 inquiries (but I’m done applying for the year so I’m good for 2024 Citi custom cash)

Current cards and credit limit-

Sofi-1000 boA customized cash-1500 Amex bcp-2000 Total CL- 4500

You might be wondering why a 19 yr might need this i understand that. I don’t need it right away, but I’ll need it more so in the second half of the year when I’m done with my trade school program and start my career and live on my own. So by then I’ll have the spending habits to fully validate my decision. I’ll just get that promo until then and use the streaming cash back.

One question for you guys. I’ve been stuck in the 720s for a year up until my Amex application, do you guys ever experience stagnant credit growth?