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A Few Questions about Chase Sapphire vs Reserved
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Hi All!

I am interested in the Chase sapphire line, because I've noticed that I am traveling more.

I have a few questions that I couldn't find the answers:

  1. When will the points become available after spending? Next billing cycle?
  2. How comprehensive is Ultimate Rewards program? I do a lot of Disney related travels and international to Asias. I can't find like a preview of this program.
  3. What does dining via Ultimate Rewards Program mean? Do I need to make reservations via this program?
  4. Can members of household have different card? Ex: me with Preferred, and wife with Reserved?
  5. Can you upgrade from Preferred to Reserved?
  6. My Chase Plan. Let's say I book a Disney World Trip for 6K. Can I break it up with My Chase Plan and still get the points?

Last question, If I spend about 15K on travel a year (2 to 3 trips), Preferred or Reserved which is better?

Thank You so much for answering!

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2 years ago