Hello all! Im interested in making a purchase of a challenger r/t specifically 2018 around 30-40k. I’m 25 currently making around $4,600 net pay monthly (got a new job in Sept. making 75k Salary) no real bills besides my car note and various other little bills that I take care of. My FICO score ranges from 645 to 705 across all 3 bureaus (TransU being the lowest and Equifax being the highest). I’ve been really diligent about making my payments and building my credit especially this year (at a young age i had loans taken out in my name by my parents for emergency purposes, and a few of those loans have negatively affected me. I know it sounds bad but there were specific reasons for my credit being used). I feel like I’m on track towards the end of the year to be able to make my purchase. I have a loan out for my current vehicle (infiniti G37 2009) and i intend to clear that balance (around $8.4k) out by the end of the year. I want to put up enough money to take care of the loan and then put down on the r/t, and i intend to save around 8k at least by December to do so. Went to a few dealers and my appraisal for the G37 is around $3.5k-4k. My question is, Does this seem like a solid enough plan? Seeing how the market is now and what Dodge’s plans are with the EV’s would my timing make sense to make a purchase in December or should I wait a little longer?? Should I pull the trigger now?? Should I save more money for the down payment and to pay off my current loan knowing my credit situation?? I just want to make sure I have all my ducks in a row so that I can make an effective purchase ASAP.