Basically, I'm trying to understand how the assets test works for real estate, regarding primary residence. I'm looking to buy a unit/apartment to live in, which as I understand it wouldn't affect my payment as it would be my primary residence.

However, I've seen a lot of units and apartments that have the main "residence" as one title, and the car space as a seperate title. They're bought together. Assets test info online says primary residence must be one title.

So my question is this: would my entire residence be subject to the assets test if it is technically two titles, or would just the car space title?

I can clarify if any of this didn't make sense, I know it's a niche issue.