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Car finance - nah, I don’t feel comfortable giving you access to my bank login
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Last week I was working with a non-banker lender to get car finance and putting the final touches on my application. Usual shit, everything except a sample of my blood to ensure I could repay it at 8.5% (bastards) and then on Monday, I get told I need to authenticate my bank details by clicking a link and allowing a 3rd party (ilnos or something is the name) my username and password

I bank with CBA, they literally wanted my username and password and full trust it’s just to ID me

So I’m learning that this isn’t in fact a scam, but somehow we’re now allowing 3rd party people into the mix, expected to give them your FULL crn number and the password, so they can jump in and out and ID you?

Fuck that? $800k home loans don’t do it, I’m not doing that for a $40k car loan

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11 months ago