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Does premium go up extra if you exercise additional options after repairs (such as rental)?
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I live in Mass, US. Someone hit my car recently while it was parked. Their insurance is going to pay for the repairs. I imagine this means their premium is going to go up. Their insurance does cover rental cars while I wait for mine to be repaired.
Simple question, will their premium go up even more if I exercise the rental option? Doing so will be convenient for me but I don't necessarily want to increase their premiums even more than it will already go up.
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