Someone is trying to put a false claim in against me and I’m waiting for the insurance company’s to fight it out. In short nothing happened but she’s trying to say I damaged her car.

My insurance company has “temporarily” taken my no claims off me but my car insurance is due in 2 weeks time

Because of this it’s putting my insurance up over £1000 so am I just stuck having to pay this extra money or is there anything I can do to not pay this

My insurance company isn’t bothered because they keep saying that it will just get refunded when the claim is resolved if I’m found not at fault but I don’t see how it will get refunded because when I put the claim down I can’t get insurance with the one that’s £1000 cheaper if that makes sense

Am I just stuck paying an extra £1000 for car insurance this year because of someone commiting insurance fraud and if this is the case will I have any legal right to claim off her for anything once it’s resolved?