Getting a 5k loan with mortgage

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Long story short, my dad and I bought a house together to live in. Down payment of 20% paid. I realize now that I will be short on cash for utilities for by a month or 2. I’m in need of 5k to be able to keep it safe. Im being told that getting a loan from my local bank is one way to go, and I’m considering it instead of borrowing from close ones. I want to make the 5k loan work as I will be able to pay it off since my dad and I both stable paying jobs (store supervisor and nurse) I want to understand if this is a good idea considering I already have a mortgage. What do you think Redditors?

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Posted: 2 years ago
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External URL: reddit.com/r/CanadaFinan...