So i originally had opened a tfsa and rrsp account at my bank i do all my business with ( credit union). A couple years ago i figured id dip my toes in wealthsimple to see if i could beat their returns. Havent done to bad so far. I only contributed to my tfsa in that account. Last year my employee started doing rrsp matching and i signed up for that.

Originally i was thinkin id see if rbc (my employee rrsp with matching) would perform better than the credit union rrsp's and transfer everything over to the better performer. I havent really decided on one or the other and fee's are both around 2%

I was curious if this is dumb to have 2/3 seperate accounts or if theres any advantages to it before i lump everything together

Or should i transfer both of those to wealthsimple and do the robo investing with lower fee's?

Any help/ insight is appreciated. Thanks