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https://calebhammer.com/hammer-financial-score/
Mine was 5/10. I got 10/10 for retirement and emergency fund and low numbers for everything else 😅
I feel like my audit would be a weird one, since I'm great with those two categories, and my debt is low-interest student loans and 0% interest cards that I have a plan to pay off.
I still do reckless spending though, and should have a lot more saved than I do. Also don't have enough cash for real estate and won't for quite a while. My biggest struggle is prioritizing that over short-term wants.
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- 1 year ago
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I got a 10 on RE for owning my primary debt free 🤷 no additional properties