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finally i got my answer lama juga cari explanation this bro just summarized it in one picture 🫡 macam cara jews trick god je
Also, we call it as Islamic financing instead of loan.
So as you said, it's profit and not riba'.
They're the same substance of different names
Pokok pangkalmya, Islamic banking is not any better than conventional banking pun, at least in terms of loans
The effect is still the same, no matter how complex the process that Islamic banking uses
The ultimate consequences of islamic loan vs conventional loan are the same tho
Wah pandai la diorang buat silap mata
Dari haram to halal
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But selalunya Islamic loan diorang mark up tinggi 'profit' siap siap, lebih dari interest rate conventional loan