Getting my money right and making sure I understand.

This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

Post Body

Hey team, 33 years old and trying to optimize how I am investing/saving. Am I understanding this right?

I have a Fidelity account, in it I have:

Roth IRA, the only holding I have in it is FDEWX (2055 target date, I was born in 1991.)
Rollover IRA - also only has FDEWX.
Traditional investment account - here I am trying to build a Boglehead 3 fund portfolio. I have just been buying FZROX, but my understanding is I will be more protected in a 3 fund if I buy FZROX FZILX FXNAX.

What allocation do I buy those 3 in? Do I just evenly divide my contribution by 3 and buy them all evenly or in some other ratios?

Am I doing anything redundant/sub-optimally by having FDEWX in my Roth and Rollover and doing a 3 fund in my traditional?

Thank you so much.

Author

Account Strength

100%

Account Age

5 years

Verified Email

Yes

Verified Flair

Total Karma

33,869

Link Karma

1,419

Comment Karma

31,831

Profile updated: 5 days ago

Posts updated: 2 weeks ago

Dgb_iii

Subreddit

r/Bogleheads

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.

Posted: 5 months ago
Reddit URL: View post on reddit.com
External URL: reddit.com/r/Bogleheads/...