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When to get spouses IRA setup?
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I'll try and make this as easy to read as possible yet still not leave out important details.

We're kinda late to the investing game and just getting aggressive about it now.

I work full-time, make about 65k/yearly. My wife is SAHM and has no income of her own. We aren't quite at the point where we max out my IRA yet, but get close. I think I deposited about $6k last year in it and hoping for more this year. I also have an HSA through my work which receives about $5k/year between my contributions and employers.

What I'm not sure of is if I should be pumping all extra money into my own IRA / HSA and once we're there, then open my spouse an IRA? Or do that now and invest in both? Maybe it doesn't matter...?

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10 months ago