There was a recent story (german) on a swiss news portal.

The gist of it is this: If you're a Swiss working/living abroad and maintain a swiss banking account then:

• You get charged an annual $300 fee for living abroad
• Another annual administration fee of $50 for your account
• $20 for any transaction
• Most banks will refuse to service you
• Those that do service you, impose a number of restrictions on their service you don't have if you live within the country borders
• Despite repeated appellations by consumer protection agencies and politicians, banks stay mum on the topic and don't change their policies
• Advances have been made by politicians to require banks to service swiss citizens abroad by law (which of course will go nowhere with a banking lobby as strong as the Swiss one)

The industry isn't willing to compete, it's unwilling to reform and it's too powerful to be forced politically to do either. Industry disrupting competition is sorely needed.

I can add from a personal perspective as a freelance programmer, that increasingly first-world banking services are being nationally siloed and that conducting international business is increasingly difficult. There's more and more problems cropping up in sending money around. Sadly no clients are willing to pay in bitcoin (yet, fingers crossed). But if things continue to go downhill as they have, soon the only ways to conduct business internationally will be:

• Paypal (not really an option beyond trivial amounts, because obvious)
• Moneygram/Western-union (have you even looked at their ridiculous fees and abysmal quality of service?)
• Travel around with a wad of cash and pay each invoice personally on-site (a-haha)
• Bitcoin