On 10 Nov 2022, we were in a very minor car accident with a ute. Pictures were taken, we admitted fault and apologised despite the other driver aggressively speaking to us, using language like “…f-ing wasting my time”, “… going to f-ing claim”. Our car war old and this accident was a sign that we needed to get a new car that would drive more safely.

We exchanged insurance details with the other driver, who very clearly stated, ”I will contact the insurance. Let me handle this.”

This became radio silence on his and his insurance’s end.

After selling our old car, we ended its insurance (company N) on 10 Jan. The other party’s insurance company (AA) dated a letter on 11 Jan, but AusPost shows it was sent out on 27 Jan.

In the letter, they claim we owe them $1,500 in damages, which was accompanied by documented “evidence”. The other party seemed to have visited a mechanic, skipped getting a quote and instead had over $1,000 worth of work done on his ute.

Based on the evidence we have on hand in photos, letters and other documents, we have reason to believe the other party / their insurance / our insurance purposely sent this claim knowing the we would not be able to have our insurance provider cover for us.

Can anyone please recommend our next course of action? It’s very frustrating (as you can imagine) and we’d like to address it as soon as possible.

(Editing to clarify as I realise now I missed a lot of key details.)