So ANZ called me a few days ago to organise a check in (check up?) type meeting for my home loan. The actual branch called me.

My prediction is they will try and lock me into a "better" fixed rate in anticipation of the coming interest rate drops. I am paying close to 7% currently but it's a small mortgage. I'm also looking into getting a pre approval on a investment property loan.

What do you think? What should be my move? I'll update after the meeting

Edit. So turns out I'm paying 6.44% and 7.24% on my split loans for my PPOR. Didn't realize it was that high. It's a pretty small loan though so I haven't been affected by rate rises much. Only paying about $300 per week repayments.