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Refinance turned down by ANZ why?
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My relatives just told me ANZ declined his refinance
He had two loans
one 900k investment on 1.4m property with 5.2k monthly repayment
One 780k ppor on 1.5m property with about 70% of its balance sitting in offset as cash - this is the one to refinance
He had 100k ish income Plus 150k gross rent for the year from 3 other properties.
All this and he still get declined?
If this guy is being turned away what else can the rest of us do?
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- 1 year ago
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Ding, yet the banks who financed the loans were either misinformed or approved it either way now serviceability in question