For context I have been on a fixed rate of 1.94 with ANZ, its ending in two weeks rolling over to 6.84. I have an LVR of 75%. My current loan I simply went to ANZ and did it myself. Im going through the refinancing process with a Broker and have chosen a different lender (Macquarie) with a variable rate of 5.84 with no cashback

The ideal situation would be if ANZ are able to match this (Even better give me a cashback) which would save me all the hassle of changing banks. If not im not planning on staying anyways and will refinance

Reading up on the refinance process over the last week, at what point will the banks retention team call me if I sign these discharge forms? Or is it too far gone once I have the forms already

Would it be worth my while to call the bank myself anyways and ask for the discharge forms? for thier retention team to call me? or will I get a call regardless after I sign the discharge form that the broker has already retrieved.

Thanks