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Why are so many reinsurers German?
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I recently started working in insurance and found out that there are very few large reinsurers, but a very large number of them have a Germanic, and more specifically Bavarian or Swiss origin. For example: Hannover Re, Swiss Re, Munich Re and Gen Re.
Is there a historical reason for four of the top five reinsurers in the world to be from such a small area? Particularly since three of them were founded in the mid 19th century. Is it just coincidence because of the small number of reinsurers?
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