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Frustrating Auto Insurance/Accident issue
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About a year ago, I was exiting a freeway, using the exit ramp, as one does. There was a car on the access road in the far right lane. The right turn I needed to make came up quickly after the exit ramp. As I was moving across lanes, blinker on, the car failed to yield, I didn't see her as she was in my blind spot, so I couldn't avoid her, and we got in a fender bender. The other driver filed a claim against my insurance claiming it was my fault. I do not know the details of her claim, but I know she claimed an injury. My adjuster found in her favor, saying I should have yielded to her. Ridiculous! I protested, saying that even if there was no yield sign, it was her responsibility to yield to me, as I was exiting the freeway. I even found the law on the books, printed it out and sent it to the adjuster. He told me to give up, because there was no way, NO way, he would EVER, EVER change his mind on it being my fault. In all my years, I have never heard of having to yield to a car on the access road when I'm exiting at twice the speed. Plus, the law states it very clearly. I filed a complaint with the Insurance board against the adjuster, which was incredibly time consuming and a VERY long form. It got "lost" somewhere in their system and was never resolved. What recourse, if any, do I have? The accident is now on my record and has sent my premiums through the roof. Is there any justice to be found in this, or do I just have to eat this and hope this independent adjuster, whose name is burned into my brain, burns in hell?

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Posted
6 months ago