As the title says, what's everyone's opinion on adding insurance for gear on top of the current system that prevents RMT. That system is already very good.

But I feel like a massive part that makes tarkov and extraction shooters in general so good, is the opportunity to use your enemy's gear and not worry about losing your gear after a team wipe.

Also currently you can only really loot one enemy (helmet, headset, armor, weapon) and then you are out of space, as you can not drop your own gear and run theirs.

With insurance, this would make it very rewarding to wipe a squad, take their gear, replace your own and not just lose your gear, as you get it back in insurance.