Get a credit card BEFORE taking out student loans!

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Advice

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I didn’t try to get a credit card until after taking out student loans and now basically no credit card will approve me (even student cards) soooo I’m stuck getting a secured card that’s basically a loan builder for the next year (has basically no cash back/benefits, very sad). Moral of the story try to get a student card before taking out loans. Oh also use pre approval for cards bc applying lowers your credit score regardless of approval (who knew!)

Signed,

~A frustrated college student with debt and no credit

P.s credit card debt is the worst kind of debt u don’t want any of that garbage

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liviaart

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Posted: 3 years ago
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External URL: reddit.com/r/ApplyingToC...