Coming soon - Get a detailed view of why an account is flagged as spam!
view details

This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

5
Just need some reassurance that I'm not the only college student getting by with almost no money.
Post Flair (click to view more posts with a particular flair)
Post Body

I feel like I'm suffering from some warped imposter syndrome. I constantly hear the joke that people around me are always broke, but I wonder if it's actually as true and predominant as it seems to be. I feel like the only one who truly lives paycheck to paycheck and it's making me super self-conscious about my spending habits as well as my preparedness for the future.

Admittedly, when I first started working at 16, I went a little haywire with having free access to my paycheck and being able to do whatever I wanted with it. It disappeared quickly. Then once I turned 17 I had to start fending for my own medical expenses, gas, car maintenance and minor repairs, and even groceries. At the time, I also had an SO who I would spend money on. And, the nature of being a teenager entails going out to eat with friends or going to the mall, so money would sometimes be wasted there too. My money was still disappearing but my expenses had gone up and I was only making around $7K a year. In retrospect, I could have done much better with not spending as much on other people, but I've learned that focusing so heavily on my past decision will get me nowhere. I've tried to accept that I was worse with money and I can only improve from here on out.

In college, I work 10 hrs/week at $9.55/hr. So per 2 weeks, I take home about $170 give or take. My current expenses include car insurance ($600/yr - lower because of my dad's job), groceries to supplement a meal plan, medical expenses, gas, car maintenance and small repairs, toiletries, and then personal money for eating out sometimes or buying something for myself.

I fully realize that in actuality I do not make much money. I ask for no help from parents, even in tight situations. My mom can't help and I've just never asked my dad because he raised me to be independent. So even when I'm clearly struggling, I don't tell anyone. Yet I still beat myself up for having only a little over a grand saved up and thinking I am no good with spending. I also have a strange anxious tendency where I will avoid looking at my bank statement for a few days after it comes out because the numbers just make me feel so anxious.

I think I went off on a bit of a ramble here but I guess I would just appreciate some peace of mind that I'm not the only one in such a situation? And that maybe I'm not the only one completely dreading the future right after graduation? Thankfully I don't graduate until spring 2021, but it feels like it's creeping up really quickly and I am terrified I won't have any money saved up for it. I beat myself up all the time over the numbers and I get obsessive over how "bad" I am.

Author
Account Strength
100%
Account Age
6 years
Verified Email
Yes
Verified Flair
No
Total Karma
10,817
Link Karma
7,816
Comment Karma
2,621
Profile updated: 1 week ago
Posts updated: 4 months ago

Subreddit

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.
Posted
4 years ago