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Stressing about Decisions
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So, I am coming into a small amount of money. I am stressing out as to what would be best in the long run. I am still a student, so I don't make all too much at the moment. I have a bit of debt and I have health issues.

Here are the things I WANT to do, but have to decide which is the best to pick as there is no way to do all of them.

The ONE thing regardless of anything else.. I will pay off the rest of my car.

Get a new car (Trading in the one I have) But do I just put a down payment or do I buy one outright? This also goes with paying off debt. I NEED to do the car as this is not a reliable vehicle and the warranty has run out. In the future it will only cost me way more money to get fixed.

Get my teeth fixed. Implants. (Unfortunately due to health issues my teeth are not strong and will eventually get worse than they already are) I feel this would give me back my self confidence and well, help with the obvious issue of my teeth

.Buy a house. (It would be a fixer upper, which is fine. I have family willing to help. It will also be only me, so after fixed up I could rent a room out for extra income down the line.) I already have a house in mind and a location! Here in lies the problem. I would be moving across the state and further away from my parents. But I will be very close to cousins and friends, which I am not very close to here in my current location. It will def cost to fix some of it up, but I don't have to move right away or rush fixing it up. I would also already have a job in the area and could be a good area to get a job in my field in the future.Note: Yes, a house can cost a lot to fix up but this only needs minor fixes and most if not all would be paid for.

Pay off debt. (I wouldn't be able to pay off everything, but any credit cards I have I would like to pay in full.)Debt that I have~ Car, Credit cards, School, Medical (Car is a must so at the very least this will be paid off)

So my dilemma is choosing. Each comes with their pros and cons and I am stressing out about the choices. So much so I have fallen sick. But I have to chose something.

Any advice from an outside source would be appreciated.

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Posted
4 years ago