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How can I (25f) deal with a coworker/ friend (29f) asking me for money for food when she spends a lot on unnecessary things.
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TLDR: my friend sends recklessly then asks me for money for necessities. How can I tell her no when she genuinely has no money for food due to prior reckless spending?

For context, we both work at the same company in different roles but we get paid about the same (6 figures in a fairly mid col area). This is enough to live. I am able to invest about 2/3 of my take home pay and have a nice albeit frugal life.

My coworker spends a lot of money. I’ll list a few things

  1. Vacations, she travels a lot and not in a budget friendly way
  2. Stuff, collections, that kind of thing
  3. Partying, she will go to the club and spend upwards of 3k in one night. Either at a strip club or at a bar

Important to note, she also spends money on her friends. She will buy people (including me) drinks and she will give us 1000 each at the strip club and pay for our covers to bars. I insist to pay and if it is an expense I would make like a cover at a bar or a drink, I will pay her back to keep things even. But she will also buy us gifts which is appreciated but not always thoughtful. Like it isn’t always stuff I want or need. (It feels manipulative sometimes though, like to get us to feel like we owe her. But that’s completely my own perception.)

Note: I did not pay her back 1000 for the strip club because I didn’t want to go and I didn’t ask for the money and I tried really hard not to take it and she said she would just throw it at the girls anyways if I didn’t want to. Stuff like that when it is a crazy amount that I did not want to pay I won’t pay back.

So then a few days ago she asked me for money to buy lunch when we were out. I am HAPPY to help any friend that needs money for food, but then she ended up spending 600 dollars at the club that night on drinks. How can I confront her? I asked a little and she say if she got paid between the lunch and the going out. And honestly I don’t really care about the 30 dollars on lunch. I just don’t want ti feel taken advantage of. How can I say no when she literally doesn’t have money for food?

Also I get her gifts as well. Just this week I spent 300 dollars on a birthday gift for her (that I know she wanted and had asked for) and I was happy to do it.

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2 months ago