If you make a giant list of financial goals with zero prioritization you are much less likely to get it done.

“I want to save $100k this year, buy a house, pay my car off, be debt free, and go to school.”

Okay, doable. But if your goals aren’t measurable and smart, you’re not gonna get any of that shit done. And what’s your priority? Is it paying your car off or buying a house?

That’s something to think about. If something happens and you can’t take care of ALL of them, you need to sort out which ones will take priority over the others.

Analyze monthly to see if you’re on track to hit your quarterly savings goals, if not, figure out how you’re going to get on track.

You can choose to target your top priority hardcore for the first quarter, then your next. Or you can spread it out throughout the year. That’s up to you.

But prioritize your shit lmao

Here’s an example: I want to save for a future baby, and also a house. But the house takes priority, the baby fund gets smaller / slower amounts in.

And remember, some people do multiple forms of SW, have whale SDs, entire second careers etc. Do not compare yourself to others unless you are prepared to have THEIR circumstances :)

Edit: healthy comparison (eg inspiration, admiration, goal planning, learning) is fine. But if you just go “I want that why don’t I have that” and then treat yourself bad because you’re comparing, nuh uh