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What investment vehicles are actually good these days?
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Considering digital banking consistently offers 6-7% interest with no risk, what other investment vehicles (that are naturally riskier) are that much higher to in returns (as compared to the 6-7%) to justify the risk involved?

After checking this doc
https://docs.google.com/spreadsheets/d/1tjYLzgDQ-1Ppfj7VcuGyrM3LzVQDaLM14h1zdlT9zaE/edit#gid=1363658005

It seems most median returns average at around that rate. Does that mean only risky and volatile upswings from stocks and something similar investments are the only ones that could be potentially much higher? Thoughts and suggestions?

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1 year ago