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Best down payment use?
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My wife and I need to buy a bigger car because she is due in May with our third child and three car seats do not currently fit in our car. We're set on buying a new Kia Sorento Hybrid which is $34,000. We also want to buy a home before this year is over. Currently we have $23,000 in savings for a down payment on either the car or the home and are saving $2,000 a month.

Since we have a deadline on getting a bigger car would it be better to put as much of the cash on hand towards buying the car and rebuild the savings for a home down payment, or save more of the down payment for the home?

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Posted
3 years ago