I am a student and do not have a full time job, so last year I enrolled for a healthcare plan through the marketplace. My payment was about $230/month, but that plan is now unavailable and the most similar option is almost double the price. Almost every coverage plan available to me according to the healthcare.gov website has premiums that are almost $9000 and if they are within my price range they have incredibly high out of pocket costs and/or don’t cover regular medications I take.

Does anyone have advice on other places I can search or other options available to me? As mentioned I have several medications I take that I could not afford without insurance, as well as some health conditions that require specialist visits (I don’t mind paying a bit more out of pocket for these, but overall I just have to stay on top of regular doctors visits and can’t shell out a large amount on a regular basis). Also while I have not had any ER or hospital visits in the last year, in the past several years I have had to visit the ER or have surgeries several times and worry about being hit with a large bill if these issues come up again.

If anyone has advice it would be MUCH appreciated, this whole process is honestly just very frustrating (as I’m sure many of you can relate to). Thank you for taking the time to read this!