In need of some advice.

I currently have 2 cards: discover: $3816 at 28% with a limit of 13,000 capital one: $4831 at 0% till september then 30% with a limit of 5000

I currently have a balance transfer offer from discover 0% for 10 months with 5% fee. The reason i’m asking if this is even worth considering is bc my current focus is paying off my Discover card before i start grad school in the fall, which i plan on having paid in full by then. So my thought is if i transfer my capital one balance to the discover with the offer, i can give myself some more time to pay it down since i’ll have way less income by september.

I’ve also considered applying for another card to transfer the Discover balance to and refocusing my large payments to the capital one card but i’ve been hesitant since i’ll be moving in a couple months

I’m still pretty new to credit cards and don’t know if this is a good offer or if my train of thought is completely off, any advice is helpful Thanks!