Location: Norfolk, VA

Method: PayPal

Hello,

I need some assistance to cover a few critical bills at the start of the month. Our primary income was reduced due to the holiday season (pay scheduling, my wife and I work with education). I intended to fill those gaps with part-time income as an Uber driver but the NYE week provided much less than usual. There are other unfortunately times incidents that occurred over the past few weeks but I don't want to make this too much of a sob story. I can discuss details via PM if necessary.

I'll be making repayment out of a student loan refund in mid-February. I can provide proof that the amount of the refund will be sufficient for repayment and a schedule of past refund to show that they arrive around the 15th each year. Normally I would wait for this money to just come in but timing is critical here.

Interest is negotiable as well. I wanted to provide an amount that made the longer wait worthwhile but I am open to communication on the amount. 20% seemed reasonable to me.

Regarding my open loan(s) with /u/hedgie1: We have a long-term arrangement that is not in jeopardy. I make small payments to him over a long time, this loan is about a larger one-time stopgap measure to account for a lot of misfortune.

Please let me know if you have any questions or concerns. I am open to communication and my history is good. I'm just hoping someone can help.

Thank you.