Obsessed with the R1S, and have noticed these crazy incentives lately!

Currently wanting really bad to switch from ICE to EV, and have been debating a Rivian with all of these incentives going on.

Wondering if anyone would have any insight on affordability? I don’t want to ruin my credit score, and my last hard pull was over a year ago @ 750 give or take 10. This past year, I also made $72k .

With my current situation and career, I drive a lot. In the past 2 years of my vehicle ownership, I’ve put on 50k miles. I’d want to trade my vehicle in, although the equity may have diminished some due to a refresh coming soon. In addition, I wouldn’t want to put any money down going into the Rivian. Just using the incentives they’re offering.

Any thoughts on the lease or finance option? Really seeing if anyone has an insight as to whether I’d be approved or not for either…

Thanks in advanced!