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Question about Credit Scores & Lines of Credit
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Hey everyone,

Was looking for any possible advice. I was recently pre-approved for an $8500 line of credit through my bank and accepted the offer. While, Iโ€™d actually wanted to get a line of credit (for emergencies) but I have no plans to use it. I always pay my credit card statements and what not on time and donโ€™t carry and debt along those lines. My question however is, in terms of being able to keep my credit score in good standing and/or possibly raise it, are there any techniques that I should do with my line of credit? For instance, taking maybe $100 out of it every month and then paying it all back before the payment due date? Would that be something good to do? Rather than just leaving the line of credit at $0 constantly?

Any advice is appreciated. Thank you.

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2 years ago