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What CC I can apply for even if I have 'bad credit'?
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Context: With bad credit I mean I have outstanding CC debt with BPI since 2014. Been trying to negotiate for better payment terms with them but they just won't budge and demands I pay them in full. So napagod lang ako and decided to put it in the back burner for now.
Anyway, I'm also thinking about a secured credit card, but I'm exploring other options as well.
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