I'm active duty Navy, 15 years in and struggling financially. I'm married with 3 kids. 2 of which play travel sports. I've had a lifetime of poor spending habits and have finally gotten that under control with the help of a great therapist, but I'm up to my eyeballs in what seems like endless debt from nonsense. Pretty much all of my military pay goes to family expenses and I DoorDash and umpire youth baseball to make some cash to pay down my wreckless bills. I feel like I'm making no headway whatsoever though. I have no idea what else I can do to try to get out of this hole. I've definitely had days where I felt like my best and only option was to call it a life and let my family use my SGLI to get in a better spot. I'm open to any suggestions that y'all may have.